Special Financing

Do you have bad credit, no credit, or are you a first time car buyer in the Huntsville, Decatur, Chattanooga, Madison, and Scottsboro areas? University KIA can get you the financing you need to get the car, truck, or SUV you want. University KIA has many lenders that can give you the best financing for your Kia you've been looking for. We are also here to help you rebuild your credit with a great auto loan.

Making on-time payments toward your car loan is a wonderful way to get your credit rebuilt and back on the right track. Don't let a bad credit situation keep you from getting into your new or used/pre-owned car today. Take a couple of minutes to fill out our easy financing application and one of our friendly finance specialists will contact you soon. You can also reach us directly at 256-694-6644.
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*******************Applicant Information * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * Co Applicant


First Name:   Co-App First Name:  
Middle Initial   Co-App Middle Initial:  
Last Name   Co-App Last Name:  
Date of Birth(mm/dd/yyyy):   Date of Birth(mm/dd/yyyy):  
Social Security Number:   Social Security Number:  


Contact Information

(Area Code) Daytime Phone:   (Area Code) Daytime Phone:  
(Area Code) Evening Phone:   (Area Code) Evening Phone:  
Email:   Co-App Email:  
How would you like to be contacted?  

Address Information

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Address:   Co-App Address:  
City:   Co-App City:  
State:   State  
Zip   Zip  
How long at your current residence? Years   How long at your current residence? Years  
Months   Months  
Do you rent or own?  
Mthly rent/mtg:  
Landlord or Mortgage Co:  
Phone Number:  

If less than 2 years - please complete previous history information below.  

Previous Address:  
Previous City  
Previous State:  
How long at previous residence? Years  
Months:  

Employment History

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Current Employer:   Co-App Current Employer:  
Gross Monthly Income (before taxes):   Gross Monthly Income (before taxes):  
Position/Occupation:   Position/Occupation:  
Phone:   Phone  
Address   Employer Address:  
City:   Co-App Employer City:  
State:   State:  
Job Length? Years   Job Length? Years  
Months   Months  
Source of other income (disability, alimony, child support):   Source of other income (disability, alimony, child support):  
Other Monthly Income - $:   Co-App Other Monthly Income - $:  

If less than 2 years - please complete previous history information below.  

Previous Employer  
Position/Occupation:  
Phone  
Address  
City  
Job Length? Years  
Months  



Trade-in Information

Year:  
Make:  
Model  
Mileage:  

Desired Vehicle Information

Year:  
Make:  
Model:  
Down Payment:  

Credit Report Authorization
Sales Consultant Name  
Additional comments/info in the area below
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I certify that the information provided by me is correct. I also understand that you will be checking with credit reporting agencies. I authorize an investigation of my credit and employment history and the release of information about my credit experience. I have read and received a copy of your Privacy Notice and agree to all of the above.  


  • Approval based on lender criteria, Not all customers will qualify.
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